David has an excellent overall knowledge of all financial matters. For the more specialist areas (e.g. private medical insurance) he can call upon a network of trusted associates. I particularly like his ‘mind map’ which puts all your assets, liabilities, personal goals and obligations on one piece of paper – very helpful indeed. I also like his lifetime cash flow model which I think of as the ‘am I going to run out of money before I die’ spreadsheet!!
David is very good at explaining all aspects of his work in a clear & helpful manner, He is always available to sort out any questions with advice that suits our needs and requirements.
David gives expert advice and guidance in the financial areas I am concerned with. Explains matters thoroughly in easy to understand language. Does not try to force you into decisions you might not be comfortable or happy with. Keeps in constant contact with regular reviews of changing financial circumstances. Replies promptly to queries by e-mail.
David’s great strength is his ability to spend, seemingly unlimited time to explain financial issues clearly, to communicate in a timely manner and to take care to attend to details and all our queries.
David clearly understands what we want to achieve and offers a solution to match, balancing both the need to save and spend!” “There is a clear and fair fee structure, important to any Yorkshire minded couple.
David is reliable and conscientuous, and over the years has also become a good friend. We can always contact him and are very happy that he handles our finances.
Your summary of our meeting is clear, concise and correct – all contributory factors to my contentment. I look forward to our next meeting, which I enjoy because of the splendid balance you strike of friendly professionalism.